Sunday 29 April 2012

Maid Insurance Fraud-Protect Yourself

By Alice Sy


If you are serious about securing you and your maid's future through reliable maid insurance, you might want to protect your goal by ensuring a fraud-free insurance. An insurance fraud happens all the time, even to helpless maid insurances. They may come in different form of lies and treachery but the end goal is always the same: to get your money. The last thing you want after all is to lose something, especially your hard-earned money. Here are some valuable tips to trust when dealing with insurance companies.

Whether you are dealing with an insurance company or an agent alone, analyze the one you are dealing with. Don't easily accept offers and take time to consider and ask around. Anything that needs your signature needs triple checking by you, a knowledgeable friend or family member or a third party. Whatever agreement you enter, make it a legal and formal one and make sure there is someone you can go after should something go wrong.

Maid insurance may come in different packages, but the one you chose must be the one you are paying for. Make sure the deal you sealed has written proof with both parties' signature. Every time you pay your due, there should always be a statement attached regarding to your personal program that must coincide with the original one.

On your part, make sure there can be no room for doubt especially when you are consuming the coverage of your insurance. If your maid has been hospitalized, ask for a record which has a detailed account of the medical history and charges. If there has been an injury or accident, secure a authorized witness. By doing so, you can fasten getting your reimbursements leaving the insurance company without hesitations.

You are securing Maid insurance for your gain and not for any loss. Therefore, take time in choosing a plan, a company or paying your statements. As a concerned citizen, it always pays to be alert and be on guard of your rights. Fulfill your responsibility, ensure your future, and ensure your safety.




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